Jynae Bird

NMLS # 243700

801-798-7280

jynae@fnmutah.com

Jynae Bird Loan Originator

Blog

How to Qualify for a Mortgage When Your Income Isn’t Steady

How to Qualify for a Mortgage When Your Income Isn’t Steady

Mortgage lenders love to see borrowers with consistent, steady incomes. But not all borrowers have jobs that send a paycheck every two weeks. Of course there are plenty of self-employed entrepreneurs, but there are also people who are depend on tips for i

Oct 10, 2018 | Purchasing a Home Conventional Loans

5 Reasons a Reverse Mortgage May Be (or May Not Be) a Good Idea

5 Reasons a Reverse Mortgage May Be (or May Not Be) a Good Idea

A reverse mortgage is a great way to take advantage of the equity you have built up in your home. If your home equity is your largest asset, you are short on money and you do not have any other way to get the money you need for daily life, a reverse mortg

Oct 04, 2018 | Reverse Mortgages

6 Facts about Private Mortgage Insurance

6 Facts about Private Mortgage Insurance

Private mortgage insurance (PMI) is a type of insurance that most borrowers are required to pay if they are not making a down payment of 20% or more. While you may think you understand the concept of insurance, if you have never bought a house before, you

Oct 03, 2018 | Conventional Loans

Should I Roll My Student Loans into My Mortgage?

Should I Roll My Student Loans into My Mortgage?

Americans owe more today in student loans than ever before and student debt is continuing to rise. As these borrowers start into their careers and become homeowners, they may have the opportunity to consolidate their student loan debts with their home loa

Sep 26, 2018 | Mortgage Debt Consolidation

Should I Make a Biweekly Mortgage Payment?

Should I Make a Biweekly Mortgage Payment?

Many homeowners are eager to pay off or pay down their mortgages in order to save themselves money in interest charges. Many lenders have even anticipated this situation by offering buyers a bi-weekly payment program. What is a Bi-Weekly Mortgage Payment

Sep 19, 2018 | First-time Homebuyers Purchasing a Home Mortgage

What is a Piggyback Mortgage?

What is a Piggyback Mortgage?

In order to achieve the dream of homeownership, many buyers look for creative financing to aid them in their quest. One such option is a piggyback mortgage, which actually involves taking out two separate loans to make homeownership more affordable. These

Sep 12, 2018 | First-time Homebuyers Conventional Loans Preapproval Purchasing a Home

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